083: Cost Savvy Christmas
Discover smart strategies for a memorable and meaningful holiday season without breaking the bank. From budgeting to gift giving, meal planning to travel hacks. Join us for tips on reducing the mental load and maximising productivity in your life admin.
The hacks Mia and Dinah cover include:
Setting a Christmas budget
- Discussing a budget with your partner and setting realistic spending limits for Christmas gifts, decorations, food, and special events.
- Using a spreadsheet or app to track gift purchases and set spending limits for each person.
How to save on Christmas gifts
- Exploring Christmas Club accounts and other savings options to fund your holiday expenses.
- Utilising cashback apps and comparison shopping to find the best deals and save money on Christmas gifts.
- Considering personalised and homemade gifts, as well as regifting, to reduce Christmas costs.
Budget-friendly Christmas lunch or Christmas dinner:
- Dividing the cost of the meal by asking guests to contribute certain items or dishes.
- Avoiding excess food waste by planning quantities carefully and focusing on buying affordable ingredients.
- Taking advantage of post-holiday sales to stock up on decorations and household items.
Holiday travel hacks:
- Booking flights and accommodations early to secure the best prices.
- Using loyalty programs and rewards points to save money on travel expenses.
- Shipping Christmas gifts to your destination to avoid excess baggage fees.
- Taking advantage of post-holiday sales to use gift vouchers and make the most of discounts.
Life admin resources
- Honey app: joinhoney.com
- Cash Rewards: cashrewards.com.au
- ShopBack: shopback.com
- Kickback: kickback.com.au
- Canva: canva.com
- Kiwi Wallet: kiwiwallet.co.nz
- Shop Rewards: shoprewards.co.nz
- Fetch: fetchrewards.com
- Retail Me Not: retailmenot.com
- Upside: upside.com
- Dosh: dosh.com
- Top Cashback: topcashback.co.uk
- Quidco: quidco.com
- Kidstart: kidstart.co.uk
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